The Participant Effect Website

The Participant EffectSM

Positioning your plan for success means much more than just providing options to benefit your employees and your business. The fact is, even when optimal plans are offered, many employees fail to join voluntary defined contribution plans. Those who do tend to save too little, and their investment elections are often questionable.

For your employees, this can mean they won’t be able to retire on their own terms. For plan sponsors, this can mean exposure to high health insurance rates, unnecessary fiduciary risk and potential litigation.

That’s why FiduciaryFirst leverages the power of The Participant EffectSM —our dynamic program that can help improve participant outcomes and offer appropriate strategies for employers and their employees.  Feel free to visit The Participant EffectSM website by clicking here.

With the right information and personal guidance, your employees can gain the financial confidence they need to take control of their retirement. Schedule your appointment today to learn more about our Financial Wellness Program!  If you’d like more information, please contact The Participant EffectSM at 888-968-9168 or This email address is being protected from spambots. You need JavaScript enabled to view it.

What Is The Participant Effect? 

The Participant EffectSM is a guidance based, beginning to end retirement method to help create confidence in an employees financial life. Together with your employes, our goal is to help everyone pursue financial well-being in retirement.

Why Is This Important To Me?

Retirement may seem like an elusive dream that your employees don’t believe they'll ever reach. Or maybe they think that because of their age, they don’t need to start saving now. The Participant EffectSM is here to tell them that they CAN achieve their retirement goals and it’s NEVER too early or too late to start.

See A Wellness Assessment

Our Financial Advisors provide employees with the information and guidance they need to pursue financial independence. Feedback from our financial wellness assessments help guide the types of workshops offered to your employees.  


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Contact Details

1060 Maitland Center Commons

Suite 360

Maitland, FL 32751

Phone: 866-625-4611

Fax: 407-740-6113