Behavioral Finance + Financial Wellness = The Participant Effect

Positioning your plan for success means much more than just providing options to benefit your employees and your business. The fact is, even when optimal plans are offered, many employees fail to join voluntary defined contribution plans. Those who do tend to save too little, and their investment elections are often questionable.

For your employees, this can mean they won’t be able to retire on their own terms. For employers, this can mean exposure to high health insurance rates, unnecessary fiduciary risk and potential litigation.

That’s why FiduciaryFirst leverages the power of The Participant EffectSM —our dynamic program that can help improve participant outcomes and offer appropriate strategies for employers and their employees 

The data doesn’t lie. At The Participant EffectSM we’ve studied over 40 years of data examining the decisions employees make when presented with benefits at work and financial decisions at home.

The Participant EffectSM Is Your Answser! 

  • The Participant EffectSM BeFi (Behavioral Finance) examines your plan design and determines how that design affects the actions of your employees. This proprietary technology with our deep national resources provide for plan design assistance that helps drive desired behaviors.
  • The Participant EffectSM Financial Wellness  is a holistic approach to understanding the motivations of your employees and what their needs are. We deliver the results of financial wellness assessments to your plan committee and re-design the education messaging to address the needs of employees.




Client Lockbox

Contact Details

1060 Maitland Center Commons

Suite 360

Maitland, FL 32751

Phone: 866-625-4611

Fax: 407-740-6113